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http://media.blubrry.com/wealthsteading/www.wealthsteading.com/podcastepisodes/wsp_274_180928.mp3Podcast: Play in new window | Download | EmbedSubscribe: Apple Podcasts | Google Podcasts | Stitcher | RSSEpisode 274: I never budget. Budgeting is a plan for failure. Optimistic biased budgets encourage people to spend what they can “afford”. Inevitably things go awry. Unforeseen expenses cause a deficit that usually ends up on a creditContinue reading “I never BUDGET”